Do I need KYC or an account to use PayLio?

No. You can use the PayLio Payment Link Generator without KYC and without creating an account. Paste your USDC wallet address, set amount and currency, share the link, and receive instant USDC payouts.

Crypto Credit Card Gateway & On-Ramp

Crypto Credit Card Gateway with Instant USDC Payouts

Accept Visa, Mastercard, Apple Pay and Google Pay. Get instant USDC payouts straight to your wallet. No KYC, no account setup, and no sign‑up needed to create payment links and start getting paid.

Crypto credit card gatewayFiat-to-crypto on-rampInstant USDC payouts15+ providers

$2M+Volume processed

500+Active merchants

15+Payment providers

<30sSettlement time

One platform for all your payment needs

Everything you need to accept online payments and get paid in crypto. Easy to set up, simple to manage, and works for businesses of any size.

Credit Card to Crypto

Your customers pay with Visa, Mastercard, Apple Pay, Google Pay, SEPA or bank transfers. We convert every payment from fiat to crypto for you.

Instant USDC Payouts

No waiting for bank transfers. Every credit card payment gets converted to USDC and lands in your Polygon wallet within seconds.

Zero Chargebacks

Once a payment settles on-chain as USDC, it's done. No disputes, no reversals, and no chargeback headaches for you.

15+ Payment Providers

We work with Wert, Stripe, Revolut, Ramp, MoonPay, Banxa, Transak, Simplex and others. Your customers always have a way to pay.

No KYC, No Sign-Up

Create a payment link in seconds without an account. No KYC, no personal data. Your customers pay by card and you get USDC.

Merchant Dashboard

Track every payment, see your USDC earnings, and manage everything from a clean dashboard. Sign up for free when you're ready.

Customer pays

Visa, Mastercard, Apple Pay, Google Pay

PayLio converts

Fiat-to-crypto on-ramp in seconds

You receive USDC

Directly to your Polygon wallet

The fiat-to-crypto on-ramp built for your business

PayLio is a crypto credit card gateway that turns regular card payments into crypto payouts. Your customers check out with Visa, Mastercard, Apple Pay or Google Pay just like on any other website. On your end, every payment gets converted from fiat to crypto and sent as USDC to your Polygon wallet within seconds.

Think of it as your personal fiat-to-crypto on-ramp. Credit card payments come in, stable USDC goes out. No bank accounts, no personal data shared, and no waiting days for settlements. Your customers pay the way they are used to, and you receive crypto every single time.

Whether you run an online store, sell digital products, or offer services, PayLio handles the credit card to crypto conversion so you can focus on your business. Over 15 payment providers are integrated, which means your customers always find a checkout option that works for them.

Crypto Credit Card GatewayFiat-to-Crypto On-RampApple PayGoogle PayUSDC PayoutsNo KYC

Modules & Plugins

Drop-in crypto payment modules for the tools you already use

PayLio ships official integrations for WooCommerce, WHMCS and a fully documented REST API. Accept Visa, Mastercard, Apple Pay and Google Pay on your existing stack and receive instant USDC payouts — no refactor, no migration, no KYC.

WordPress

WooCommerce Crypto Gateway

Official WooCommerce plugin that adds a PayLio checkout option for card and crypto. Automatic order status sync, HPOS-ready, webhook-signed, and compatible with WooCommerce Blocks.

Accept credit card payments on WordPress with USDC payouts
Auto order completion via signed webhook callbacks
Multi-currency checkout & zero chargebacks

Install WooCommerce plugin

Hosting

WHMCS Payment Gateway

Drop PayLio into your WHMCS client area and let clients settle invoices by card while you receive stable USDC. Automated invoice marking, recurring-ready, and built for hosting & SaaS billing.

Crypto payment gateway for WHMCS hosting businesses
Fiat-to-crypto conversion on every paid invoice
Works with existing WHMCS automation & provisioning

Install WHMCS module

Developer

REST API & Payment Links

Build anything. Create payment links programmatically, query status in real time, and receive signed webhooks on settlement. Ideal for SaaS, marketplaces, mobile apps and headless commerce.

Create payment links via a single POST request
Real-time status polling & webhook notifications
Works with any backend — Node, PHP, Python, Go

View API & modules

More integrations on the way

Shopify, Magento, PrestaShop and Ghost modules are in active development. Request early access.

ShopifysoonMagentosoonPrestaShopsoonGhostsoonZapiersoon

Three steps. That's it.

Getting started takes less than a minute. No technical knowledge required and no complicated setup process.

Add your wallet

Paste your USDC wallet address. This is where all your payouts will be sent after each payment.

Set the details

Pick an amount and currency. You can also add a note so you know what the payment is for.

Share and get paid

Send the payment link to your customer. They pay with their preferred method and you receive USDC in seconds.

Integrated with leading payment providers

StripeRevolutMoonPayWertRampBanxaTransakSimplexBinanceRobinhoodStripeRevolutMoonPayWertRampBanxaTransakSimplexBinanceRobinhood

Ready to start accepting crypto payments?

Set up your crypto credit card gateway and Payment Link Generator in minutes. Create invoice-ready payment links without account setup or KYC, and get paid instantly in USDC.

Common questions about PayLio

What exactly is a crypto credit card gateway?

It's a payment system that lets you accept normal credit card payments from customers but receive the money as cryptocurrency. With PayLio, every Visa, Mastercard, Apple Pay or Google Pay payment gets converted into USDC and sent to your Polygon wallet automatically.

How does the fiat-to-crypto on-ramp work?

Your customer pays with their credit card or mobile wallet like they normally would. On our end, we handle the conversion and send USDC to your Polygon wallet. The whole thing takes less than 30 seconds from payment to payout.

Do I need to verify my identity or create an account?

Nope. Our Payment Link Generator lets you create invoice-ready payment links without signing up or going through any KYC process. Just paste your USDC wallet address, pick an amount, and share the link. You can start receiving USDC payouts immediately, and create a free account later if you want access to all payment methods.

What crypto do I get paid in?

Always USDC (USD Coin) on Polygon. Since USDC is pegged to the US dollar, you don't have to worry about price swings. It's a stable way to receive crypto from fiat payments.

What payment methods can my customers use?

Visa, Mastercard, Apple Pay, Google Pay, and SEPA bank transfers. We also integrate with over 15 payment providers like Stripe, Revolut, MoonPay, Wert, Ramp, Banxa, Transak, and Simplex.

Does PayLio have a WooCommerce or WHMCS plugin?

Yes. PayLio ships an official WooCommerce crypto payment plugin for WordPress stores and a WHMCS payment gateway module for hosting and SaaS billing. Both add card and crypto checkout to your existing platform with instant USDC payouts, signed webhooks, and zero chargebacks. You can also build custom integrations using the PayLio REST API — create payment links, check status, and receive webhook notifications from any backend.

Is it secure? What about chargebacks?

Security is a top priority. Customer card data is handled by our certified payment providers and never stored on our end. And since payouts settle on-chain as USDC, they're final. That means zero chargebacks to deal with.