iDEAL crypto payments

Let Dutch customers pay with iDEAL. Receive USDC.

iDEAL is the standard way to pay online in the Netherlands. Customers approve the payment in their own banking app, and PayLio sends your payout as USDC on Polygon.

Offered to customers in the Netherlands for payments in euros.

Customer checkout

iDEAL logo

Pay with

iDEAL

  • Provider-hosted authorization
  • Automatic fiat-to-crypto routing
  • USDC payout to your wallet

iDEAL at a glance

Where it is offered
Netherlands
Currency
Euro only
Smallest payment
From about 46 EUR, set by the provider
What you receive
USDC on Polygon

Simple merchant flow

One payment link, more ways to pay

01

Create a payment link

Set the amount, currency and your Polygon USDC wallet. Share the PayLio checkout with your customer.

02

Customer chooses iDEAL

The customer picks iDEAL at checkout, chooses their bank and approves the payment in their banking app.

03

Receive USDC

After the provider completes the payment, the payout is routed to your configured Polygon USDC wallet.

Location-aware checkout

Show the right option to the right customer

iDEAL is offered only to customers located in the Netherlands and only for payments in euros. PayLio hides it for other countries, other currencies and amounts below the provider's minimum.

Customers who are not eligible still see the other payment methods available for their region, so one unsupported option does not block the checkout.

  • Automatic regional filtering

    PayLio only presents iDEAL when the detected checkout region is supported.

  • Provider-hosted payment flow

    Sensitive account and payment details stay within the third-party provider's authorization flow.

  • One consistent merchant payout

    Customers get more ways to pay while your settlement workflow remains focused on Polygon USDC.

iDEAL payment FAQ

Can my Dutch customers pay with iDEAL through PayLio?

Yes. Customers located in the Netherlands see iDEAL at checkout for euro payments above the provider's minimum.

Why is iDEAL not shown for my payment?

iDEAL only appears for customers in the Netherlands, for payments in euros, and above the provider's minimum, currently about 46 EUR. For anything else the customer sees the other methods available to them.

Do I need a Dutch bank account or an iDEAL contract?

No. iDEAL is the customer's way to pay through the payment provider. You receive the payout as USDC on Polygon in the wallet you entered for the payment.

Another bank option

Explore SEPA payments

Reach customers in the rest of Europe with SEPA bank transfers.