Question 1

What is a crypto credit card gateway?

Accepted Answer

It's a payment system that lets you accept normal credit card payments from customers but receive the money as cryptocurrency. With PayLio, every Visa, Mastercard, Apple Pay or Google Pay payment gets converted into USDC and sent to your Polygon wallet automatically.

Question 2

How does PayLio work as a fiat-to-crypto on-ramp?

Accepted Answer

Your customer pays with their credit card or mobile wallet like they normally would. On our end, we handle the conversion and send USDC to your Polygon wallet. The whole thing takes less than 30 seconds from payment to payout.

Question 3

Do I need KYC or an account to use PayLio?

Accepted Answer

No. You can use the PayLio Payment Link Generator without KYC and without creating an account. Paste your USDC wallet address, set amount and currency, share the link, and receive instant USDC payouts.

Question 4

What cryptocurrency does PayLio pay out in?

Accepted Answer

Always USDC (USD Coin) on Polygon. Since USDC is pegged to the US dollar, you don't have to worry about price swings. It's a stable way to receive crypto from fiat payments.

Question 5

Which payment methods does PayLio support?

Accepted Answer

Visa, Mastercard, Apple Pay, Google Pay, and SEPA bank transfers. We also integrate with over 15 payment providers like Stripe, Revolut, MoonPay, Wert, Ramp, Banxa, Transak, and Simplex.

Question 6

Does PayLio have a WooCommerce or WHMCS plugin?

Accepted Answer

Yes. PayLio ships an official WooCommerce crypto payment plugin for WordPress stores and a WHMCS payment gateway module for hosting and SaaS billing. Both add card and crypto checkout to your existing platform with instant USDC payouts, signed webhooks, and zero chargebacks. You can also build custom integrations using the PayLio REST API.