PayLioDocs

Dashboard

Payouts & Wallets

Where your money goes and how to follow a payout on-chain.

There is no PayLio balance#

PayLio is non-custodial. Every payment is paid out directly to your wallet as part of settlement, so there is nothing to withdraw and no payout schedule.

Payment typeYou receiveSent to
CardUSDC on PolygonYour Polygon wallet from Settings (or the address passed to the API)
Direct cryptoThe same token on the same networkThe wallet you entered for that payment

Set your Polygon wallet#

  1. 1

    Open Settings

  2. 2

    Enter the address

    Paste a Polygon address (0x…) that can receive USDC.

  3. 3

    Confirm with your password

    For security, changing the payout wallet requires your current password and signs you out on all other devices.

Payouts already created keep the wallet they were created with. Changing the wallet only affects new payments.

Follow a payout on-chain#

Every paid payment has transaction hashes you can look up on a block explorer such as Polygonscan:

  • txid_in – the deposit into PayLio's settlement address.
  • txid_out – the payout to your wallet.

You find them in the payment details in the dashboard and in the Payment Status API response.

Refunds#

Because funds go straight to you, refunds are sent by you from your own wallet. Card payments made through an on-ramp cannot be charged back to you, but please handle customer disputes fairly and quickly. Contact support if a customer reports a problem with the provider.

Tip: keep the payment ID with the order so support can find the payment quickly.